Money Discussion Questions
- How would you describe your relationship with money?
- How do you manage your personal budget?
- What three things do you spend the most money on?
- What advice have you gotten about managing, saving, spending, and/or investing money?
- How do you feel about borrowing or lending money? How often do you do either?
- How do you feel about gambling? Have you ever won or lost a lot of money?
- How (and by whom) is money managed in your family?
- Do your parents discuss financial details with you? Will you with your children?
- How did you spend your first salary? (if you’ve had one) How will you when you get a ‘real job’?
- How important are financial considerations in choosing a partner/deciding to get married?
- If you get married, how would you like to manage money with your partner?
- Do you think men and women have different attitudes toward money?
- How is your attitude toward money different than your friends, parents, or grandparents?
- Do you know anyone who is obsessed with money? How so?
- How much money would you need to have in the bank to stop ‘worrying’ about money?
- In what ways are you a ‘tightwad’ (thrifty, stingy, cheap person)?
- In what ways are you a ‘spendthrift’ (generous, extravagant person, big spender)?
- Do you (will you) support your parents financially?
- Will you expect your children to support you financially?
- How much money has been spent on your education? Has it been worth it?
- Do you think how rich you are will determine how happy you are in life?
- Do you have any personal savings?
- Have you ever invested in stocks, cryptocurrency, or anything else?
- Do you prefer a cautious saving plan or a risker (and possibly more lucrative) investment plan?
Vocabulary
- bargain (바겐): an item bought for less than the usual price; a good deal. Example sentence: “I got a great bargain on this jacket.”
- borrow (빌리다): to take and use something that belongs to someone else, with the intention of giving it back. Example sentence: “Can I borrow your pen?”
- broke (파산한): having no money. Example sentence: “I’m broke this month.”
- budget (예산): a plan for spending money over a period of time. Example sentence: “I need to make a budget for my trip.”
- can’t afford it (그것을 감당할 수 없다): not having enough money to buy something. Example sentence: “I’d love to buy that dress, but I can’t afford it.”
- cost an arm and a leg (비싸다): to be very expensive. Example sentence: “This car cost me an arm and a leg.”
- deposit (예치금): an amount of money that you pay as the first part of a larger payment. Example sentence: “I paid a deposit on my new apartment.”
- discount (할인): a reduction in the usual price of something. Example sentence: “I got a 10% discount on this shirt.”
- extravagant (낭비하는): spending too much money or using too much of something. Example sentence: “She had an extravagant wedding.”
- gamble (도박하다): to risk money or other possessions on the outcome of something uncertain. Example sentence: “He likes to gamble at the casino.”
- go dutch (각자 계산하다): to share the cost of something equally between two or more people. Example sentence: “Let’s go dutch on dinner tonight.”
- just scrape by (가까스로 살아가다): to manage to live with very little money. Example sentence: “I’m just scraping by on my part-time job.”
- lend (빌려주다): to give something to someone for a short period of time, expecting it to be returned. Example sentence: “Can you lend me your car for the weekend?”
- loaded (부자인): having a lot of money. Example sentence: “He’s loaded and can afford anything he wants.”
- loan (대출): an amount of money that is borrowed and expected to be paid back with interest. Example sentence: “I took out a loan to buy my car.”
- lucrative (수익성이 좋은): producing a lot of money; profitable. Example sentence: “He has a lucrative job in finance.”
- make ends meet (살림을 꾸리다): to have enough money to pay for basic expenses. Example sentence: “It’s hard to make ends meet on a minimum wage job.”
- money’s tight (돈이 부족하다): not having enough money. Example sentence: “Money’s tight this month, so I can’t go out.”
- spendthrift (낭비하는 사람): someone who spends too much money or wastes money on things they don’t need. Example sentence: “He’s such a spendthrift and never saves his money.”
- stingy (인색한): not wanting to spend money; unwilling to give or share things. Example sentence: “He’s so stingy he won’t even buy his own coffee.”
- thrifty (검소한): using money and other resources carefully and not wastefully. Example sentence: “She’s very thrifty and always looks for a good deal.”
- tightwad (인색한 사람): someone who is unwilling to spend money; someone who is stingy. Example sentence: “He’s such a tightwad he won’t even buy his own coffee.”
- withdraw (인출하다): to take money out of a bank account. Example sentence: “I need to withdraw some cash from the ATM.”
Assignment: You must spend $5,000 in the next 48 hours. In your class discussion space, post links to the things you’d like to buy along with short descriptions of why.
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